Retirement and Long-Term Planning Services
Services
At Sunstone Accounting, we provide personalised Retirement and Long-Term Planning services to help individuals and business owners across the UK prepare for a financially secure future. With thoughtful planning and expert advice, we help you make the most of your assets, minimise tax exposure, and achieve long-term financial peace of mind.
Our Retirement Planning Services Include
• Pension planning and contributions advice, including workplace and private pensions
• Tax-efficient withdrawal strategies for retirement income
• State Pension forecasting and integration with private arrangements
• Advice on pension annual allowance, lifetime allowance, and carry-forward rules
• Profit extraction strategies for company directors approaching retirement
• Planning for business exit, succession, or sale
Long-Term Financial Planning Includes
• Cash flow forecasting for life after work
• Investment planning in collaboration with trusted financial advisers
• Inheritance Tax (IHT) and estate planning
• Trusts and gifting strategies to preserve family wealth
• Planning for future care costs and protection of assets
• Regular reviews to adapt your plan as life circumstances and tax laws change
Why Choose Sunstone Accounting?
• Trusted, independent advice grounded in up-to-date UK tax legislation
• Strategies tailored to your goals, whether you plan to retire early, gradually, or keep working
• Coordination with legal and financial professionals for a fully integrated plan
• Peace of mind knowing your finances are aligned with your long-term priorities
It’s never too early—or too late—to start planning for the future. Let us help you take control today so you can enjoy a financially secure tomorrow.